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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,305 | $141,001-53.0% | $112,228-40.9% | $139,487-52.5% |
| Participation rate | 81.8% | 79.2%+2.6pp | 72.4%+9.4pp | 80.3%+1.5pp |
| Annual return | 7.80% | 32.75%-25.0pp | 30.23%-22.4pp | 373.84%-366.0pp |
| Employer contribution / active EE | $2,643 | $4,285-38.3% | $3,432-23.0% | $4,755-44.4% |
| Participant deferral / active EE | $9,179 | $5,877+56.2% | $4,800+91.2% | $6,713+36.7% |
| Admin fee / account holder | $95,247 | $9,959+856.4% | $7,752+1128.7% | $11,407+735.0% |