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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,961 | $155,840-1.8% | $124,694+22.7% | $167,553-8.7% |
| Participation rate | 78.6% | 81.1%-2.5pp | 74.6%+4.0pp | 82.1%-3.5pp |
| Annual return | 8.60% | 17.98%-9.4pp | 5144.82%-5136.2pp | 478.89%-470.3pp |
| Employer contribution / active EE | $2,303 | $4,165-44.7% | $3,325-30.7% | $4,840-52.4% |
| Participant deferral / active EE | $3,922 | $5,675-30.9% | $4,615-15.0% | $6,343-38.2% |
| Admin fee / account holder | $3,104 | $9,536-67.4% | $7,495-58.6% | $12,316-74.8% |