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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,620 | $76,551-33.9% | $123,894-59.1% | $62,881-19.5% |
| Participation rate | 90.9% | 73.0%+17.9pp | 81.4%+9.5pp | 69.3%+21.6pp |
| Annual return | 5.38% | 18.68%-13.3pp | 47.52%-42.1pp | 20.14%-14.8pp |
| Employer contribution / active EE | $1,848 | $2,882-35.9% | $4,617-60.0% | $2,281-19.0% |
| Participant deferral / active EE | $3,044 | $4,840-37.1% | $5,984-49.1% | $3,203-5.0% |
| Admin fee / account holder | $5,316 | $4,826+10.2% | $8,357-36.4% | $4,296+23.7% |