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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,129 | $93,617-47.5% | $135,982-63.9% | $75,177-34.6% |
| Participation rate | 91.8% | 75.2%+16.6pp | 81.9%+9.9pp | 67.2%+24.6pp |
| Annual return | 14.25% | 30.89%-16.6pp | 68.32%-54.1pp | 160.75%-146.5pp |
| Employer contribution / active EE | $4,488 | $3,538+26.8% | $4,859-7.6% | $2,671+68.0% |
| Participant deferral / active EE | $5,749 | $6,406-10.2% | $7,760-25.9% | $4,126+39.3% |
| Admin fee / account holder | $1,760 | $6,980-74.8% | $10,767-83.7% | $5,651-68.9% |