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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO ADVISORS LLC Service code 27 401 S TRYON ST 11TH FL D1050-111 · CHARLOTTE, NC 28081 | Advisory (Plan) | $21,266 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,275 | $86,692-51.2% | $119,634-64.7% | $66,949-36.9% |
| Participation rate | 51.6% | 75.6%-24.0pp | 79.3%-27.7pp | 69.8%-18.2pp |
| Annual return | -11.60% | -8.00%-3.6pp | -14.98%+3.4pp | 1.57%-13.2pp |
| Employer contribution / active EE | $1,246 | $2,536-50.9% | $4,232-70.6% | $2,545-51.0% |
| Participant deferral / active EE | $2,724 | $4,360-37.5% | $5,601-51.4% | $4,239-35.7% |
| Admin fee / account holder | $148 | $755-80.4% | $10,329-98.6% | $594-75.1% |