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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.5 years Filed as: WELLS FARGO ADVISORS LLC Service code 27 401 S TRYON ST 11TH FL D1050-111 · CHARLOTTE, NC 28081 | Advisory (Plan) | $30,507 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,997 | $91,760-17.2% | $156,181-51.3% | $67,986+11.8% |
| Participation rate | 64.2% | 65.0%-0.8pp | 78.8%-14.6pp | 57.2%+7.0pp |
| Annual return | 20.05% | 18.14%+1.9pp | 64.87%-44.8pp | 31.67%-11.6pp |
| Employer contribution / active EE | $2,498 | $2,419+3.3% | $4,294-41.8% | $2,019+23.8% |
| Participant deferral / active EE | $4,552 | $3,960+14.9% | $6,132-25.8% | $3,358+35.5% |
| Admin fee / account holder | $216 | $3,949-94.5% | $14,586-98.5% | $3,203-93.2% |