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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,907 | $91,536-34.6% | $130,062-53.9% | $75,177-20.3% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 15.19% | -631.62%+646.8pp | -137.37%+152.6pp | 160.75%-145.6pp |
| Employer contribution / active EE | $1,971 | $2,845-30.7% | $4,322-54.4% | $2,671-26.2% |
| Participant deferral / active EE | $3,793 | $4,343-12.7% | $5,821-34.8% | $4,126-8.1% |
| Admin fee / account holder | $1,081 | $6,780-84.1% | $10,601-89.8% | $5,651-80.9% |