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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,503 | $99,994-44.5% | $146,643-62.2% | $85,847-35.3% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 11.45% | 18.93%-7.5pp | 22.75%-11.3pp | 318.61%-307.2pp |
| Employer contribution / active EE | $1,710 | $2,559-33.2% | $4,137-58.7% | $2,565-33.3% |
| Participant deferral / active EE | $2,943 | $4,006-26.5% | $5,506-46.6% | $3,952-25.5% |
| Admin fee / account holder | $551 | $7,703-92.9% | $10,280-94.6% | $6,261-91.2% |