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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,669 | $91,559-49.0% | $133,978-65.2% | $79,856-41.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 22.00% | 61.85%-39.9pp | 45.10%-23.1pp | 31.71%-9.7pp |
| Employer contribution / active EE | $1,450 | $2,384-39.2% | $3,919-63.0% | $2,471-41.3% |
| Participant deferral / active EE | $2,335 | $3,734-37.5% | $5,047-53.7% | $3,741-37.6% |
| Admin fee / account holder | $1,290 | $6,321-79.6% | $8,930-85.6% | $5,306-75.7% |