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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,430 | $86,298+43.0% | $111,308+10.9% | $85,847+43.8% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 8.73% | 19.99%-11.3pp | 54.67%-45.9pp | 318.61%-309.9pp |
| Employer contribution / active EE | $10,563 | $2,044+416.9% | $2,732+286.7% | $2,565+311.8% |
| Participant deferral / active EE | $6,201 | $3,641+70.3% | $4,487+38.2% | $3,952+56.9% |
| Admin fee / account holder | $37,905 | $8,189+362.9% | $7,965+375.9% | $6,261+505.4% |