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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,920 | $67,602+58.2% | $82,312+29.9% | $70,126+52.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 14.19% | 21.57%-7.4pp | 25.88%-11.7pp | 73.15%-59.0pp |
| Employer contribution / active EE | $7,309 | $1,755+316.5% | $2,428+201.0% | $2,343+212.0% |
| Participant deferral / active EE | $4,640 | $2,987+55.3% | $3,706+25.2% | $3,332+39.3% |
| Admin fee / account holder | $18,159 | $4,512+302.5% | $5,608+223.8% | $4,645+290.9% |