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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,560 | $72,486+74.6% | $87,103+45.3% | $72,976+73.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 20.91% | 24.46%-3.6pp | 28.19%-7.3pp | 81.02%-60.1pp |
| Employer contribution / active EE | $10,551 | $1,894+457.1% | $2,521+318.5% | $2,440+332.4% |
| Participant deferral / active EE | $5,795 | $3,270+77.2% | $4,049+43.1% | $3,608+60.6% |
| Admin fee / account holder | $6,782 | $5,055+34.2% | $7,491-9.5% | $5,124+32.4% |