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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,616 | $95,453+164.6% | $112,040+125.5% | $82,448+206.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 16.64% | 23.92%-7.3pp | 24.52%-7.9pp | 41.64%-25.0pp |
| Employer contribution / active EE | $13,825 | $2,318+496.5% | $2,954+368.0% | $2,551+441.9% |
| Participant deferral / active EE | $7,034 | $4,224+66.5% | $5,098+38.0% | $4,139+69.9% |
| Admin fee / account holder | $1,143 | $9,013-87.3% | $12,098-90.6% | $7,234-84.2% |