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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,055 | $134,001-71.6% | $112,258-66.1% | $134,509-71.7% |
| Participation rate | 68.4% | 78.6%-10.1pp | 75.1%-6.6pp | 81.2%-12.8pp |
| Annual return | -14.95% | 47.15%-62.1pp | 27.47%-42.4pp | 418.13%-433.1pp |
| Employer contribution / active EE | $1,992 | $4,039-50.7% | $3,636-45.2% | $4,741-58.0% |
| Participant deferral / active EE | $4,855 | $5,291-8.3% | $4,728+2.7% | $6,400-24.2% |
| Admin fee / account holder | $98 | $7,491-98.7% | $6,411-98.5% | $11,427-99.1% |