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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,159 | $115,810-80.0% | $101,271-77.1% | $158,966-85.4% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 17.98% | 56.15%-38.2pp | 46.48%-28.5pp | 302.95%-285.0pp |
| Employer contribution / active EE | $1,903 | $4,175-54.4% | $3,660-48.0% | $4,762-60.0% |
| Participant deferral / active EE | $4,947 | $4,958-0.2% | $4,371+13.2% | $5,983-17.3% |
| Admin fee / account holder | $750 | $7,248-89.7% | $5,948-87.4% | $11,250-93.3% |