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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,779 | $99,341-34.8% | $84,750-23.6% | $273,965-76.4% |
| Participation rate | 85.0% | 80.7%+4.3pp | 76.6%+8.4pp | 83.0%+2.0pp |
| Annual return | 3.41% | 22.93%-19.5pp | 22.78%-19.4pp | 41.45%-38.0pp |
| Employer contribution / active EE | $8,258 | $4,214+96.0% | $3,574+131.0% | $4,869+69.6% |
| Participant deferral / active EE | $572 | $4,269-86.6% | $3,712-84.6% | $5,287-89.2% |
| Admin fee / account holder | $20,850 | $6,644+213.8% | $5,332+291.0% | $10,132+105.8% |