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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,325 | $64,729-6.8% | $112,263-46.3% | $68,490-11.9% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -14.50% | -11.40%-3.1pp | 27.49%-42.0pp | -7.85%-6.6pp |
| Employer contribution / active EE | $11,230 | $2,746+309.0% | $3,636+208.8% | $2,597+332.5% |
| Participant deferral / active EE | $4,028 | $3,566+13.0% | $4,729-14.8% | $4,0280% |
| Admin fee / account holder | $5,095 | $5,222-2.4% | $6,410-20.5% | $5,403-5.7% |