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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $506,370 | $117,859+329.6% | $102,438+394.3% | $145,959+246.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 18.80% | 31.72%-12.9pp | 29.37%-10.6pp | 561.95%-543.1pp |
| Employer contribution / active EE | $3,671 | $3,615+1.5% | $3,024+21.4% | $4,661-21.2% |
| Participant deferral / active EE | $10,701 | $5,732+86.7% | $5,054+111.8% | $6,689+60.0% |
| Admin fee / account holder | $22,126 | $13,318+66.1% | $9,448+134.2% | $13,398+65.1% |