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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,261 | $208,088-36.0% | $186,193-28.4% | $154,746-13.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 15.17% | 89.97%-74.8pp | 78.03%-62.9pp | 172.34%-157.2pp |
| Employer contribution / active EE | $4,926 | $4,340+13.5% | $3,918+25.7% | $4,379+12.5% |
| Participant deferral / active EE | $8,680 | $7,078+22.6% | $6,513+33.3% | $6,730+29.0% |
| Admin fee / account holder | $933 | $11,698-92.0% | $11,058-91.6% | $14,365-93.5% |