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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,626 | $211,946-30.3% | $169,452-12.9% | $135,380+9.0% |
| Participation rate | 9.1% | 82.6%-73.5pp | 77.8%-68.7pp | 82.6%-73.6pp |
| Annual return | 14.63% | 3.26%+11.4pp | 1.83%+12.8pp | 519.81%-505.2pp |
| Employer contribution / active EE | $1,919 | $5,117-62.5% | $4,157-53.8% | $4,779-59.8% |
| Participant deferral / active EE | $3,192 | $6,075-47.5% | $5,277-39.5% | $5,609-43.1% |
| Admin fee / account holder | $3,203 | $11,472-72.1% | $9,110-64.8% | $10,828-70.4% |