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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,007 | $190,916-79.6% | $160,037-75.6% | $134,545-71.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | 6.89% | 552.79%-545.9pp | 408.95%-402.1pp | 418.37%-411.5pp |
| Employer contribution / active EE | $3,385 | $4,996-32.2% | $4,226-19.9% | $4,742-28.6% |
| Participant deferral / active EE | $11,349 | $6,925+63.9% | $6,184+83.5% | $6,401+77.3% |
| Admin fee / account holder | $601 | $10,497-94.3% | $8,716-93.1% | $11,431-94.7% |