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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,442 | $69,848+66.7% | $115,756+0.6% | $66,949+73.9% |
| Participation rate | 44.5% | 70.6%-26.1pp | 77.1%-32.6pp | 69.8%-25.3pp |
| Annual return | -16.83% | 969.66%-986.5pp | 143.14%-160.0pp | 1.57%-18.4pp |
| Employer contribution / active EE | $1,624 | $2,613-37.8% | $3,793-57.2% | $2,545-36.2% |
| Participant deferral / active EE | $5,224 | $4,274+22.2% | $6,254-16.5% | $4,239+23.2% |
| Admin fee / account holder | $52 | $337-84.6% | $8,124-99.4% | $594-91.3% |