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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,482 | $95,762+26.9% | $379,746-68.0% | $79,856+52.1% |
| Participation rate | 64.4% | 74.0%-9.5pp | 78.4%-14.0pp | 69.6%-5.2pp |
| Annual return | 15.50% | 18.26%-2.8pp | 34.90%-19.4pp | 31.71%-16.2pp |
| Employer contribution / active EE | $2,232 | $2,695-17.2% | $3,540-36.9% | $2,471-9.7% |
| Participant deferral / active EE | $6,760 | $4,705+43.7% | $6,024+12.2% | $3,741+80.7% |
| Admin fee / account holder | $8 | $6,745-99.9% | $7,927-99.9% | $5,306-99.8% |