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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,515 | $102,065+51.4% | $453,569-65.9% | $85,847+80.0% |
| Participation rate | 58.0% | 72.4%-14.4pp | 78.0%-20.1pp | 69.3%-11.4pp |
| Annual return | 15.82% | 25.44%-9.6pp | 64.43%-48.6pp | 318.61%-302.8pp |
| Employer contribution / active EE | $2,338 | $2,852-18.0% | $4,072-42.6% | $2,565-8.9% |
| Participant deferral / active EE | $7,123 | $4,789+48.7% | $6,211+14.7% | $3,952+80.2% |
| Admin fee / account holder | $18 | $5,717-99.7% | $11,214-99.8% | $6,261-99.7% |