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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,828 | $96,136+62.1% | $135,987+14.6% | $80,925+92.6% |
| Participation rate | 68.5% | 71.2%-2.7pp | 76.4%-8.0pp | 67.7%+0.8pp |
| Annual return | 15.36% | 28.70%-13.3pp | 580.01%-564.6pp | 35.65%-20.3pp |
| Employer contribution / active EE | $2,887 | $3,350-13.8% | $4,214-31.5% | $2,756+4.7% |
| Participant deferral / active EE | $8,175 | $5,706+43.3% | $7,027+16.3% | $4,299+90.2% |
| Admin fee / account holder | $3,504 | $8,236-57.5% | $6,716-47.8% | $6,940-49.5% |