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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,548 | $98,652+86.1% | $142,942+28.4% | $82,448+122.6% |
| Participation rate | 69.0% | 72.8%-3.7pp | 76.8%-7.8pp | 68.1%+0.9pp |
| Annual return | 14.15% | 22.65%-8.5pp | 113.70%-99.5pp | 41.64%-27.5pp |
| Employer contribution / active EE | $2,963 | $3,211-7.7% | $4,139-28.4% | $2,551+16.2% |
| Participant deferral / active EE | $8,889 | $5,580+59.3% | $7,128+24.7% | $4,139+114.7% |
| Admin fee / account holder | $34,616 | $8,078+328.5% | $12,475+177.5% | $7,234+378.5% |