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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,220 | $181,896+12.8% | $156,551+31.1% | $273,972-25.1% |
| Participation rate | 84.2% | 88.4%-4.2pp | 84.0%+0.2pp | 83.0%+1.2pp |
| Annual return | 5.91% | 30.74%-24.8pp | 32.23%-26.3pp | 41.46%-35.5pp |
| Employer contribution / active EE | $6,316 | $6,248+1.1% | $5,501+14.8% | $4,869+29.7% |
| Participant deferral / active EE | $2,031 | $5,550-63.4% | $4,871-58.3% | $5,287-61.6% |
| Admin fee / account holder | $3,844 | $15,560-75.3% | $13,028-70.5% | $10,133-62.1% |