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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,527 | $175,231+35.6% | $149,696+58.7% | $139,466+70.3% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 21.52% | 166.77%-145.2pp | 134.46%-112.9pp | 373.66%-352.1pp |
| Employer contribution / active EE | $1,021 | $5,478-81.4% | $4,821-78.8% | $4,754-78.5% |
| Participant deferral / active EE | $4,522 | $6,521-30.7% | $5,682-20.4% | $6,712-32.6% |
| Admin fee / account holder | $19,901 | $16,155+23.2% | $13,212+50.6% | $11,409+74.4% |