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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,616 | $138,393+98.4% | $184,256+49.0% | $80,959+239.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 11.16% | 20.01%-8.8pp | 28.85%-17.7pp | 35.67%-24.5pp |
| Employer contribution / active EE | $2,920 | $4,847-39.8% | $6,427-54.6% | $2,757+5.9% |
| Participant deferral / active EE | $2,479 | $7,076-65.0% | $9,133-72.9% | $4,300-42.3% |
| Admin fee / account holder | $30,913 | $10,489+194.7% | $13,899+122.4% | $6,925+346.4% |