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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,380 | $93,345+70.7% | $119,126+33.8% | $87,485+82.2% |
| Participation rate | 98.8% | 68.7%+30.0pp | 75.8%+23.0pp | 68.9%+29.8pp |
| Annual return | 9.15% | 19.08%-9.9pp | 282.11%-273.0pp | 26.06%-16.9pp |
| Employer contribution / active EE | $6,173 | $3,172+94.6% | $4,034+53.0% | $2,596+137.8% |
| Participant deferral / active EE | $7,676 | $4,099+87.3% | $5,318+44.3% | $4,274+79.6% |
| Admin fee / account holder | $25,858 | $8,039+221.7% | $10,693+141.8% | $7,775+232.6% |