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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,380 | $96,731+64.8% | $123,973+28.6% | $86,983+83.2% |
| Participation rate | 98.8% | 70.0%+28.7pp | 76.7%+22.1pp | 69.5%+29.2pp |
| Annual return | 9.15% | 17.33%-8.2pp | 388.13%-379.0pp | 25.83%-16.7pp |
| Employer contribution / active EE | $6,173 | $3,297+87.2% | $4,126+49.6% | $2,584+138.8% |
| Participant deferral / active EE | $7,676 | $4,152+84.9% | $5,247+46.3% | $4,194+83.0% |
| Admin fee / account holder | $25,858 | $8,722+196.5% | $11,799+119.2% | $7,856+229.2% |