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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,380 | $88,672+79.7% | $105,223+51.5% | $82,448+93.3% |
| Participation rate | 98.8% | 67.9%+30.8pp | 75.0%+23.7pp | 68.1%+30.7pp |
| Annual return | 9.15% | 30.86%-21.7pp | 180.65%-171.5pp | 41.64%-32.5pp |
| Employer contribution / active EE | $6,173 | $3,048+102.5% | $3,689+67.4% | $2,551+142.0% |
| Participant deferral / active EE | $7,676 | $4,036+90.2% | $5,072+51.3% | $4,139+85.4% |
| Admin fee / account holder | $25,858 | $7,146+261.9% | $8,859+191.9% | $7,234+257.4% |