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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,931 | $55,713+18.3% | $75,901-13.1% | $72,975-9.7% |
| Participation rate | 39.0% | 61.1%-22.1pp | 69.3%-30.3pp | 69.5%-30.5pp |
| Annual return | 27.45% | 27.60%-0.1pp | 30.76%-3.3pp | 81.01%-53.6pp |
| Employer contribution / active EE | $0 | $1,687-100.0% | $2,501-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,835 | $2,634-30.3% | $3,603-49.1% | $3,608-49.1% |
| Admin fee / account holder | $6,842 | $3,980+71.9% | $5,420+26.2% | $5,124+33.5% |