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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $272 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,889 | $46,745-23.2% | $60,547-40.7% | $52,331-31.4% |
| Participation rate | 32.4% | 58.6%-26.2pp | 68.0%-35.6pp | 68.1%-35.7pp |
| Annual return | -2.05% | 0.61%-2.7pp | 335.64%-337.7pp | 4.54%-6.6pp |
| Employer contribution / active EE | $0 | $1,259-100.0% | $2,419-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $1,097 | $2,145-48.9% | $3,328-67.0% | $3,022-63.7% |
| Admin fee / account holder | $302 | $537-43.8% | $4,536-93.3% | $592-49.0% |