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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $903,361 | $107,666+739.0% | $102,184+784.1% | $154,746+483.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 10.03% | 29.33%-19.3pp | 31.58%-21.5pp | 172.34%-162.3pp |
| Employer contribution / active EE | $30,408 | $3,846+690.6% | $3,594+746.1% | $4,379+594.4% |
| Participant deferral / active EE | $13,258 | $8,719+52.1% | $8,309+59.6% | $6,730+97.0% |
| Admin fee / account holder | $11,082 | $12,943-14.4% | $11,609-4.5% | $14,365-22.9% |