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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,448 | $69,012-58.8% | $160,009-82.2% | $68,486-58.5% |
| Participation rate | 75.9% | 65.4%+10.4pp | 78.0%-2.1pp | 67.9%+8.0pp |
| Annual return | -18.87% | -9.65%-9.2pp | 408.85%-427.7pp | -7.85%-11.0pp |
| Employer contribution / active EE | $2,003 | $2,212-9.4% | $4,225-52.6% | $2,597-22.8% |
| Participant deferral / active EE | $3,838 | $4,212-8.9% | $6,183-37.9% | $4,028-4.7% |
| Admin fee / account holder | $4,240 | $4,798-11.6% | $8,715-51.3% | $5,404-21.5% |