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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,401 | $72,027-60.6% | $185,835-84.7% | $79,852-64.4% |
| Participation rate | 69.7% | 65.8%+3.9pp | 78.0%-8.3pp | 69.6%+0.1pp |
| Annual return | 27.30% | 23.13%+4.2pp | 35.96%-8.7pp | 31.72%-4.4pp |
| Employer contribution / active EE | $1,556 | $1,965-20.8% | $4,087-61.9% | $2,471-37.1% |
| Participant deferral / active EE | $3,218 | $3,780-14.9% | $5,633-42.9% | $3,740-14.0% |
| Admin fee / account holder | $207 | $4,513-95.4% | $9,502-97.8% | $5,306-96.1% |