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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $708,020 | $141,004+402.1% | $112,273+530.6% | $139,466+407.7% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.26% | 32.75%-24.5pp | 30.23%-22.0pp | 373.66%-365.4pp |
| Employer contribution / active EE | $18,750 | $4,285+337.6% | $3,431+446.4% | $4,754+294.4% |
| Participant deferral / active EE | $8,070 | $5,878+37.3% | $4,800+68.1% | $6,712+20.2% |
| Admin fee / account holder | $90,604 | $9,959+809.8% | $7,752+1068.8% | $11,409+694.2% |