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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $675,462 | $142,430+374.2% | $115,170+486.5% | $152,897+341.8% |
| Participation rate | 90.0% | 82.4%+7.6pp | 75.9%+14.1pp | 82.5%+7.5pp |
| Annual return | 5.12% | 41.48%-36.4pp | 35.60%-30.5pp | 345.43%-340.3pp |
| Employer contribution / active EE | $16,250 | $4,011+305.2% | $3,179+411.1% | $4,764+241.1% |
| Participant deferral / active EE | $10,267 | $5,165+98.8% | $4,169+146.3% | $5,851+75.5% |
| Admin fee / account holder | $88,579 | $8,464+946.6% | $7,089+1149.6% | $11,599+663.7% |