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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $664,025 | $149,778+343.3% | $118,946+458.3% | $158,950+317.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 4.07% | 19.95%-15.9pp | 35.89%-31.8pp | 302.91%-298.8pp |
| Employer contribution / active EE | $17,105 | $4,117+315.5% | $3,263+424.2% | $4,762+259.2% |
| Participant deferral / active EE | $9,696 | $5,225+85.6% | $4,266+127.3% | $5,983+62.1% |
| Admin fee / account holder | $4,466 | $8,604-48.1% | $6,581-32.1% | $11,248-60.3% |