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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,659 | $153,769+42.2% | $133,975+63.2% | $273,972-20.2% |
| Participation rate | 88.2% | 88.4%-0.1pp | 87.1%+1.2pp | 83.0%+5.2pp |
| Annual return | 8.06% | 36.51%-28.5pp | 29.29%-21.2pp | 41.46%-33.4pp |
| Employer contribution / active EE | $0 | $6,029-100.0% | $5,211-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $6,980 | $6,958+0.3% | $6,282+11.1% | $5,287+32.0% |
| Admin fee / account holder | $27,668 | $11,765+135.2% | $9,324+196.7% | $10,133+173.1% |