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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,296 | $197,637+63.1% | $177,848+81.2% | $158,982+102.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 13.27% | 58.77%-45.5pp | 48.33%-35.1pp | 302.99%-289.7pp |
| Employer contribution / active EE | $11,897 | $6,698+77.6% | $5,919+101.0% | $4,763+149.8% |
| Participant deferral / active EE | $10,200 | $8,405+21.4% | $7,714+32.2% | $5,983+70.5% |
| Admin fee / account holder | $3,174 | $15,406-79.4% | $12,431-74.5% | $11,252-71.8% |