Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,926 | $81,403-28.8% | $147,027-60.6% | $87,485-33.8% |
| Participation rate | 47.2% | 63.4%-16.2pp | 73.7%-26.5pp | 68.9%-21.7pp |
| Annual return | 5.27% | 16.51%-11.2pp | 20.23%-15.0pp | 26.06%-20.8pp |
| Employer contribution / active EE | $1,148 | $2,205-47.9% | $3,626-68.3% | $2,596-55.8% |
| Participant deferral / active EE | $2,808 | $3,315-15.3% | $4,933-43.1% | $4,274-34.3% |
| Admin fee / account holder | $2,053 | $6,755-69.6% | $12,223-83.2% | $7,775-73.6% |