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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,415 | $211,224-74.7% | $178,505-70.1% | $145,897-63.4% |
| Participation rate | 54.5% | 80.8%-26.3pp | 77.1%-22.6pp | 80.3%-25.8pp |
| Annual return | 12.76% | 30.28%-17.5pp | 27.16%-14.4pp | 552.29%-539.5pp |
| Employer contribution / active EE | $2,263 | $4,577-50.5% | $3,955-42.8% | $4,663-51.5% |
| Participant deferral / active EE | $2,724 | $6,966-60.9% | $6,280-56.6% | $6,689-59.3% |
| Admin fee / account holder | $176 | $12,109-98.5% | $10,428-98.3% | $13,390-98.7% |