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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,274 | $80,812-31.6% | $160,784-65.6% | $82,448-33.0% |
| Participation rate | 91.3% | 66.2%+25.1pp | 77.0%+14.4pp | 68.1%+23.2pp |
| Annual return | 16.19% | 100.59%-84.4pp | 1803.92%-1787.7pp | 41.64%-25.4pp |
| Employer contribution / active EE | $979 | $2,174-55.0% | $3,733-73.8% | $2,551-61.6% |
| Participant deferral / active EE | $5,517 | $4,335+27.3% | $6,293-12.3% | $4,139+33.3% |
| Admin fee / account holder | $1,879 | $7,695-75.6% | $9,717-80.7% | $7,234-74.0% |