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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,814 | $62,549+14.8% | $85,705-16.2% | $85,851-16.4% |
| Participation rate | 36.2% | 61.1%-25.0pp | 69.9%-33.7pp | 69.3%-33.2pp |
| Annual return | 14.88% | 23.77%-8.9pp | 21.49%-6.6pp | 318.63%-303.8pp |
| Employer contribution / active EE | $738 | $1,755-57.9% | $2,619-71.8% | $2,565-71.2% |
| Participant deferral / active EE | $1,569 | $2,802-44.0% | $3,924-60.0% | $3,952-60.3% |
| Admin fee / account holder | $14,140 | $4,644+204.5% | $6,877+105.6% | $6,261+125.8% |