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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,968 | $59,804+23.7% | $81,982-9.8% | $79,856-7.4% |
| Participation rate | 34.0% | 61.6%-27.6pp | 69.3%-35.3pp | 69.6%-35.6pp |
| Annual return | 12.50% | 17.56%-5.1pp | 41.31%-28.8pp | 31.71%-19.2pp |
| Employer contribution / active EE | $759 | $1,713-55.7% | $2,498-69.6% | $2,471-69.3% |
| Participant deferral / active EE | $1,692 | $2,695-37.2% | $3,722-54.6% | $3,741-54.8% |
| Admin fee / account holder | $1,094 | $4,288-74.5% | $5,665-80.7% | $5,306-79.4% |