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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,657 | $55,684+7.1% | $75,900-21.4% | $72,976-18.3% |
| Participation rate | 59.5% | 61.1%-1.6pp | 69.3%-9.8pp | 69.5%-10.0pp |
| Annual return | 18.42% | 27.60%-9.2pp | 30.73%-12.3pp | 81.02%-62.6pp |
| Employer contribution / active EE | $927 | $1,687-45.0% | $2,501-62.9% | $2,440-62.0% |
| Participant deferral / active EE | $1,928 | $2,634-26.8% | $3,604-46.5% | $3,608-46.6% |
| Admin fee / account holder | $3,264 | $3,981-18.0% | $5,421-39.8% | $5,124-36.3% |