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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,972 | $64,920+78.6% | $103,693+11.8% | $86,983+33.3% |
| Participation rate | 100.0% | 63.6%+36.4pp | 72.6%+27.4pp | 69.5%+30.5pp |
| Annual return | 10.60% | 30.29%-19.7pp | 47.61%-37.0pp | 25.83%-15.2pp |
| Employer contribution / active EE | $3,895 | $2,141+81.9% | $2,920+33.4% | $2,584+50.7% |
| Participant deferral / active EE | $5,280 | $3,241+62.9% | $4,579+15.3% | $4,194+25.9% |
| Admin fee / account holder | $16,809 | $6,191+171.5% | $7,858+113.9% | $7,856+114.0% |