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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,358 | $54,763+37.6% | $90,324-16.6% | $72,976+3.3% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.3%+26.7pp | 69.5%+30.5pp |
| Annual return | 2.37% | 30.63%-28.3pp | 78.15%-75.8pp | 81.02%-78.6pp |
| Employer contribution / active EE | $2,934 | $2,093+40.2% | $2,856+2.7% | $2,440+20.2% |
| Participant deferral / active EE | $3,097 | $2,887+7.3% | $3,885-20.3% | $3,608-14.2% |
| Admin fee / account holder | $27,296 | $3,973+587.0% | $5,356+409.7% | $5,124+432.7% |