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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,417 | $57,330+52.5% | $86,656+0.9% | $75,177+16.3% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 10.81% | 2675.40%-2664.6pp | 593.09%-582.3pp | 160.75%-149.9pp |
| Employer contribution / active EE | $3,336 | $2,316+44.0% | $3,025+10.3% | $2,671+24.9% |
| Participant deferral / active EE | $4,764 | $3,320+43.5% | $4,439+7.3% | $4,126+15.5% |
| Admin fee / account holder | $12,537 | $4,115+204.7% | $5,619+123.1% | $5,651+121.8% |