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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,972 | $61,125+89.7% | $94,057+23.3% | $87,485+32.6% |
| Participation rate | 100.0% | 64.1%+35.9pp | 73.3%+26.7pp | 68.9%+31.1pp |
| Annual return | 10.60% | 35.20%-24.6pp | 480.62%-470.0pp | 26.06%-15.5pp |
| Employer contribution / active EE | $3,895 | $2,136+82.3% | $2,933+32.8% | $2,596+50.0% |
| Participant deferral / active EE | $5,280 | $3,260+62.0% | $4,709+12.1% | $4,274+23.5% |
| Admin fee / account holder | $16,809 | $5,629+198.6% | $7,244+132.0% | $7,775+116.2% |