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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,972 | $69,590+66.7% | $136,867-15.3% | $94,015+23.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 74.5%+25.5pp | 70.8%+29.2pp |
| Annual return | 10.60% | 19.62%-9.0pp | 42.97%-32.4pp | 17.84%-7.2pp |
| Employer contribution / active EE | $3,895 | $2,396+62.5% | $3,547+9.8% | $2,790+39.6% |
| Participant deferral / active EE | $5,280 | $3,437+53.6% | $4,924+7.2% | $4,249+24.2% |
| Admin fee / account holder | $16,809 | $8,912+88.6% | $10,340+62.6% | $8,951+87.8% |