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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,251 | $133,998-5.8% | $112,263+12.5% | $134,545-6.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -14.70% | 47.17%-61.9pp | 27.49%-42.2pp | 418.37%-433.1pp |
| Employer contribution / active EE | $8,409 | $4,040+108.1% | $3,636+131.3% | $4,742+77.3% |
| Participant deferral / active EE | $1,351 | $5,292-74.5% | $4,729-71.4% | $6,401-78.9% |
| Admin fee / account holder | $6,659 | $7,493-11.1% | $6,410+3.9% | $11,431-41.7% |